Apollo Munich Health Insurance

Apollo Munich CEO-Proudly Announcing The Association

Apollo Munich introduces Optima Restore - A New Health Plan

Apollo Munich has come out with its new plan, Optima Restore. It is an innovative health plan that differentiates itself from various other available health products. This plan has been devised to provide the best available healthcare facilities to people.

 It is a plan available for both individual coverage and family protection. The two notable beneficial services due to which it stands out are the Restore benefit and Multiplier benefit. These features make this plan different from any other health policy available today in the insurance market. Framed under these feature the policy facilitates the benefit of reinstating the basic sum insured if you exhaust in the middle of the policy year. In case the person uses up his/ her coverage to recover from one illness and again falls ill with other illness, using this policy he/ she can get the entire sum insured restored at no extra charge. In this way this policy offers a ‘Restore benefit’ unlike any other health product.

Apollo Munich does not restrict the plan to this feature. The plan also imbibes the ‘Multiplier benefit’ that is another amazing facet. Under this beneficial service, the insured can receive benefits for having a claim-free year. In case of not applying for the claim in the first year, the plan provides a 50% increase in the basic sum insured. This increment gets doubled i.e. 100% of the insurance amount, if the policy holder does not make a claim in the second year either.

The above mentioned facilities makes Optima Restore a unique plan, and the first of its kind.
It becomes easily accessible as it also provides easy portability. A person can get transferred from any health plan to Optima Restore and take advantage of a trusted insurer to enjoy the unbelievable benefits. Also, the plan offers an additional discount of 7.5% if the individual apply the policy for two years. The policy is enriched with other useful benefits like domiciliary treatment, pre and post hospitalization, in- patient treatment, day care procedures and organ donor.

To make it a comprehensive plan, the insurer incorporates the advantage of no sublimit on room rent. It makes quality healthcare accessible and easy for all by providing instant claim authorization. Apollo Munich has earned the trust of people by serving them various beneficial and wide ranging benefits. With this unbelievable product, it further makes an attempt to cover as many people as possible under the protection of a quality health cover. The plan is available for the individual as well as the entire family (floater plan). Thus Optima Restore makes itself a unique plan incorporating with several amazing new features.

Apollo Munich’s Optima Plus health plan

 Optima Plus is a unique top-up health insurance plan offered by Apollo Munich. It facilitates the top-up of one’s current cover by Rs 5 lakhs at a minimal cost. It has been formulated considering the health needs of people. This plan provides comprehensive health coverage in case of hospitalization. The policy comes with a provision of lifelong renewal that facilitates extended coverage.

The policy is easy to understand with clear policy wordings and conditions.

Optima Plus is a plan that comes with no maximum cover ceasing age i.e. it can be purchased by people of any age. It is also equipped with the facility of cashless hospitalization with the empanelled hospitals. The person can easily visit the hospital that comes within the network. It enables the policy holder to escape the burden of medical care cost. The policy entitles him/ her to cashless health treatment during the time of treatment. This feature is of great help to people whenever there is a need of healthcare. It is an easily affordable and accessible health top-up plan that incorporates all features that make it a comprehensive health cover.

In addition this plan includes coverage for expenses incurred during pre and post- hospitalization. This gives the insured freedom to pursue the best medical treatment and restore his/her health. It imbibes other beneficial services like coverage for 140 day care procedures, domiciliary treatment, emergency ambulance—upto Rs 2000, in- patient treatment and coverage for organ donor.

Apollo Munich takes care of the varied health needs of people. It understands the problems faced by people while acquiring health treatment and thus provide an affordable solution in the form of such health care plans. Working with an aim to increase the number of insured it has devised plans like Optima Plus. Through this policy it arranges for the fastest claim settlement making the process of quality health care easy for all. This policy can make total healthcare feasible to an individual and also gives an option of including the members dependent on him/ her. Along with the policy holder it can provide coverage to the spouse, dependent parents and dependent children. In regard to this it provides 10% family discount in case 2 or more family members are covered under the same policy. Such features make these plans highly affordable. Hence it is a plan that assures the health security of all members of the family.

The insured can also enjoy the tax benefits as this policy qualifies for tax deduction under Section 80D of Income tax act.
Insurance is the subject matter of solicitation. Please read the policy terms and conditions carefully.
 
Blogger Widgets