Why Apollo Munich Health Insurance

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, unfolds various health plans, accidental plans and travel plans to offer health cover o the people of India. The company uses the knowledge and expertise of both partners, who are leaders in their respective field, for the benefits of clients. It is only due to strong partners that Apollo Munich feels proud to say, “We know healthcare. We know Insurance”.

There are many unique features that come with Apollo Munich health insurance plans. Firstly, there is a life-long renewal facility that gives clients an offer to opt for health cover for their entire life. It is the only health insurer that gives this facility. Secondly, Apollo Munich plans’ come with value-added services that looks into preventive health needs of individuals. Thirdly, there is an additional offer to opt for the coverage of critical illness for eight major diseases. Fourthly, there is a portability feature that gives an individual an offer to shift from other health insurer to Apollo Munich.

In addition, there are so many benefits that stand strongly in favor of the question, “Why Apollo Munich Health Insurance?”

When people fall ill, they have to think about a number of things. People need the appropriate policy that can take care of all the medical care woes that they are likely to encounter. The Apollo Munich plans are meant to provide customers with access to world-class medical care without any worries about the cost.

The policies cover more than merely the cost of medical care. This is one of the main reasons due to which people select Apollo Munich as their medical insurance provider in India. The Easy Health, Insure Health and Maxima Plans provide coverage for pre- and post-hospitalization, day-care procedures, etc. The policies provide coverage for critical illness as well. The Easy Travel Plan gives customers the chance to contact the company helpline and ask for assistance and referrals at any time while on the trip. The Personal Accident Insurance Plan too provides several unique benefits like coverage for remodeling of the house if needed medically after an accident.

The numerous value-added services that are provided with the Apollo Munich plans are designed to enable people to focus on staying healthy and not just on curing them when they fall ill. The Healthline and Cashless Hospitalization benefit are both meant to give customers complete and easy access to healthcare.

The Apollo Group of Hospitals

The Apollo Hospitals Group is Asia’s leading healthcare service provider. It offers widespread medical services with more than 8065 beds across 46 hospitals in India and abroad. In addition, it also has a long chain of Apollo pharmacies clinical research division, medical BPO and health insurance services.

The Apollo hospitals have earned a good reputation for offering quality services to its clients. The group is a leader in providing cardiology treatment in India. Apollo Hospitals offer several exceptional features such as adhering to remarkable clinical success rates, using novel and advanced technologies to correspond to old traditions of East healthcare with the best in the West.

Apollo Hospitals Group is the nation’s leading provider network has stunning mutual understanding with all health insurance companies in India.

Apollo Munich Solutions for Individuals

Apollo Munich Health Insurance Company, a joint venture between the Apollo Group of hospitals and Munich Health, has brought healthcare solution for all individuals in India. The company brings the following plans for individuals in the country:-

• Easy Health-- the Easy Health policy offers complete health cover to an insured. It offers coverage for pre- and post-hospitalization, day-care procedures, domiciliary treatment, maternity coverage, optional critical illness cover and many other.
• Easy Travel-- the plan offers cover to health risks arising due to an immediate event that occurred while travelling. It offers several benefits such as telephonic assistance, financial coverage for trip curtailment, trip cancellation etc.
• Personal Accident-- this product offers an extensive coverage, which includes compensation in case of accidental death or disablement of an insured and reimbursement benefits in case of other bodily injuries that are visible, violent and external.
• Insure Health-- this plan is designed for people who lay stress on easy-to-buy procedures. It includes hassle-free means of policy issuance procedures.
• Maxima—it is India’s first 360 degree plan that offers several unique features such as OPD coverage, inpatient as well as out-patient coverage etc.

Optima Cash-- this is a daily hospital cash plan that is meant to cover all kinds of extra costs that may come up when a person is hospitalized. Optima Cash is available for either 90 or 180 days per policy year. The plan can be taken for either 1 or 2 years. The daily cash amount (Rs. 1,000, Rs. 2,000, and Rs. 3,000) can also be selected by the customer at the time of buying the policy. The various options give customers immense freedom in selecting the right policy. The policy offers coverage under accident hospital cash, accident ICU cash, sickness hospital cash, sickness ICU cash, day-care procedure cash, etc.

The Apollo Munich Plans are designed with the same vision in mind: ‘To be a trusted leader in the health insurance sector by providing innovative solutions to the citizens of India.’ Customers are thus offers plans with policy wordings that are simple and devoid of jargons. The claim procedures of the company are also clear, easy and transparent. Apollo Munich also offers several add-on services with the numerous health, travel and accident insurance plans. Healthline Service has been specifically designed to provide customers with quick access to a healthcare helpline any time of the day (or night). Apollo Munich also provides Cashless Hospitalization in over 4000 hospitals to give customers the chance of getting treatment virtually free of cost.

Apollo Munich Solution for Corporates

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, unfolds health insurance policies for one and all in India. The company offers the following policies for corporate employees.

• Group Easy Travel plan
• Group Personal Accident plan
• Group Easy Health plan

All these plans are tailor-made to offer health cover to the group of people of the same organization.

Group Easy Health policy—this policy offers health coverage to group of people. It is believed to be the complete plan such that employees get the required financial and medical shelter in case of an unforeseen event.

Group Personal Accident plan—this policy offers medical and financial shelter at the time of exigency that arises due to sudden mishap. It includes compensation in case of accidental death and reimbursement for medical expenses incurred for the same. It offers coverage for injuries that are external, violent and visible.

Group Easy Travel plan—it offers coverage for health risks to employees while traveling.

Hence, Apollo Munich offers policies with several distinctive features so that its customers can have a secured tomorrow.

Points to Consider Before Choosing a Health Insurance Plan

Health insurance sector plays a major role in bringing smile on the faces. If an individual is insured, he/she can live a happier life without any fear in the mind. But, it is only possible; you buy a health insurance plan from a reputed company. In order to search a reputed and trustworthy company, the main parameters are:-

• Reasonable cost
• Wide coverage
• Wide network

Apollo Munich, a joint venture between the Apollo Group of Hospital and Munich Health, takes care of all the above mentioned factors and works in line of its vision to be the trusted leader and bring innovative healthcare solutions for the citizens of India.

Apollo Munich has designed affordable products so that it can offer coverage to larger section of society. The Easy Health plan costs just few rupees per day, which is easily affordable. Similarly the other products are also designed looking into affordability and accessibility issue.

The company has included more than 4000 hospitals in its network so that it can offer wide network to its clients. It helps them in availing the facility of cashless hospitalization in order to alleviate the financial strain in case of medical treatment.

Apollo Munich’s products come with maximum number of benefits and unique features such that its clients can enjoy their life under the wide coverage of its plans.

There are many points that people have to remember before buying a health insurance policy. One of the most important aspects of the health insurance plan is that it should suffice the needs of all the family members. There are a number of ways to ensure that the policy that you select is the right plan. One of the most important aspects is that the policy should be comprehensive enough to give coverage to all the family members covered under the policy.

Apollo Munich provides customers with a simple way of ensuring the policy selected is the right plan. One of the means is by calling the Apollo Munich helpline and asking the executive for assistance in selecting the right policy. Customers can also leave their details on the website of the company so that the executives from the company can get in touch with the customer.

The website also has an ‘Online Premium Calculator’ where customers can easily calculate the premium due to them. The simple policy wordings that have been uploaded on the website enable the customer to understand the coverage that is provided. Apollo Munich makes it easy for customers to buy the right policy.

Health Insurance Service Partners

Apollo Munich’s network consists of 2,400 hospitals across the country, which includes over 42 Apollo hospitals. The client is given the complete freedom to choose doctor and hospitals at his/her own will.

The criteria set by the company for its provider or a hospital/nursing home to be included in the panel of preferred provides are:-

The nursing home or the hospital should be a registered and licensed with appropriate authorities and is under the supervision of medical practitioner in attendance 24 hours a day.
There should be qualified nursing staff under employment in attendance for 24 hours a day and daily record of each patient should be maintained.
Should have minimum 15 inpatient bed and operation theatre in function.

Apollo Munich Health Insurance Vision

To be the trusted leader in health insurance by providing innovative solutions to the citizens of India.

Apollo Munich SMS Helpline

Apollo Munich believes that people should have an access to easy and simple procedures such that they can avail for the health cover without any hassle.
An individual can type the message for the clarification of his/her doubt or query in the following format

MAXIMA : To know more about Maxima

Type MAXIMA And SMS on 56767333.

REG : To Register your mobile number

Type REG (n digit policy number 00XXXXXX). For eg: REG 00234567 04071979 And SMS on 56767333.

STUS : To get the Status of Proposal Form

Type STUS (n digit proposal Form Number). For eg: STUS 000234567. And SMS on 56767333.

PPC : To get the Status of Pre-Policy Check-up

Type PPC (n digit proposal Form Number). For eg: PPC 00234567. And SMS on 56767333.

PP : To get the Status of Premium Paid

Type PP (n digit proposal Form Number). For eg: PP 00234567. And SMS on 56767333.

CRD : To get the Status of Card

Type CRD (n digit policy number 00XXXXXX). For eg: CRD 00234567. And SMS on 56767333.

TPA : To get the name of TPA

Type TPA (n digit policy number 00XXXXXX). For eg: TPA 00234567. And SMS 56767333.

RND : To know the Renewal date of policy

Type RND (n digit policy number 00XXXXXX). For eg: RND 00234567. And SMS on 56767333.

GRV : For any Grievance

Type GRV (n digit policy number 00XXXXXX) & SMS on 56767333.

HEALTH : To know more about Health

Type HEALTH & SMS on 56767333.

EASYHEALTH : To know more about Easy Health

Type EASYHEALTH & SMS on 56767333.

Apollo Munich Health Insurance Mission

• Constantly introduce innovative Health Insurance and Wellness solutions that meet customer needs
• Build an organization on the principles of transparency, trust and integrity
• Create opportunity for our employees to learn and grow in an enjoyable work culture
• Constantly deliver on our commitments to all the stakeholders

Apollo Munich Health Insurance Mediclaim

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, realizes the need of simple and easy claim process and thus, brings the same into the service of its clients. It works with the motto to take out the confusion from claim.

Many people in India have fear in the mind that health insurance companies have complicated claim procedure, which is not easy to understand and therefore, such people keep themselves away from these plans. They believe that investing in these plans will not help them in any way.

Understanding this need of the masses, Apollo Munich has included more than 4000 hospitals in their network provider so that their clients can be treated on cashless basis. It is an attempt to remove the fear of complicated claim procedure from the mind of people, as there is no need to raise claim for treatment in network hospitals.

If you are treated in non-network hospital, there is a very simple and uncomplicated claim procedure to reimburse your amount. In addition, a client can also check the status of his/her claim, if required.

Apollo Munich provides customers mediclaim benefits through the various health insurance policies. Easy Health Plan is designed to give customers complete coverage from medical care problems that are likely to arise. The policy provides coverage for day-care procedures, pre- and post-hospitalization, domiciliary treatments, and many other such treatments. There are many other benefits also offered by the policy. Easy Health also has a very simple claims procedure. One can easily read about the same on the company website. The needed forms for claim reimbursement are provided on the website too.

Maxima provides coverage for inpatient and outpatient treatments. The policy also provides policy holders with an annual health check-up. The main aim of all the policies is to shift the focus from curative coverage to preventive and preservative coverage. The Insure Health Plan and Optima Cash plans are also very easy-to-use policies. Both require very little time to buy the policy. There are no pre-medical tests and very little paperwork involved in buying the two plans. Insure health also provide mediclaim coverage for inpatient treatments of Homeopathy, Ayurveda and Sidha treatments. Thus Apollo Munich provides complete coverage for customers.

Apollo Munich Insurance Helpline

Apollo Munich Health Insurance Company gives out various ways to issue the policy. One easy means is to call at their toll-free number to know about the product or any other service request.

Insurance helpline facility helps in saving time, offering instant cover, keeping track and control of transactions and policy management tasks. It is the convenient and speedy task.

The client can call for any policy related query and the executive on call will guide him/her in choosing the best plan, as per his/her needs. He/she will help the client in buying health insurance policy and will further help him/her in getting quote, tracking claim or renewals.

These services are available 24 x 7 (round the clock).

The main aim of the company is to provide comprehensive solutions to customers that can enable them to stay healthy at all times. This leads to customers having the ability to get the best quality treatment without any problems. When people call the Healthline and ask for assistance, the information provided is on the grounds of that guidance which would be provided to the customer when he/she visited a doctor in person. As mentioned in the above list of services offered by the Healthline, one of the main aids provided by the same is the help in understanding the diagnostic conditions that are provided. At the same time since this is a free facility it enables a customer to save money that would have been spent for the same. The doctors on Healthline also advice patients about steps that need to be taken following the diagnosis, including visits to a doctor in person.

Apollo Munich Health Insurance Tax Implications

There are many people who seek health insurance policy just because of associated tax benefits. At the end of financial year, people run after tax saving options. Many of them end up with short-term plans and other with long-term plans.

Health insurance is one such option that can give you both types of benefits, as per your needs and at the same time, offers you tax benefits. The long-term tax benefits can be availed, if you get the policy renewed every year.

The section 80 D of the Income Tax Act states that the amount paid for the health insurance is exempted from tax. This amount can be invested towards an individual’s, a family’s or towards a parent’s health.

The deduction in tax is subjected to the maximum of Rs.15,000 per year. In case of senior citizens, the limit may extend to Rs. 20,000 per year.

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, offers you financial and medical protection through its products. It offers you life-long renewal feature, which can be used to avail long-term tax benefits.

Apollo Munich Health Insurance Sales Partner

Apollo Munich is an important player in fast growing health insurance market with strong background of integrated healthcare group. The philosophy of both the partners is used to bring out innovations in the field of health insurance and offer differentiated products and services to its partners, customers and associates.

The company believes that there are immense opportunities to collaborate with brokers, life insurers, banks, NBFC and channels like telemarketing, travel agencies and buy online.

The company works with the aim to build long lasting and satisfying relationship with partners and works to meet the healthcare needs of the customers.

Apollo Munich Health Insurance Premium

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, is a standalone health insurer in India. It takes care of all health needs of the people in the country.

One of the main issues that an individual faces with these plans is their affordability and accessibility. As a reply to this issue, Apollo Munich has brought various affordable health insurance plans so that it can offer health cover to the masses. Here, the affordable plans do not only mean low premium, but signify quality care at reasonable premium.

Apollo Munich plans are customizable plans that give its clients an offer to choose the plan, as per their needs. With the aim of client’s convenience, Apollo Munich brings online premium calculator so that people can calculate their premium themselves and finalize the plan that suits their budget.

The premium calculator works on the specific algorithm that is designed by a team of experts. It is designed with the aim of fair transaction between the client and the company. An individual can use this calculator while buying online policy or in other cases, as per his will.

If an individual buys the plan from agents, he/she can also ask for premium charts, which give a clear idea of payment to be made.

Apollo Munich Health Insurance ensures that customers have comprehensive coverage for the premium that is paid by them. The premium of the plan not just provides customers with the benefits of the plan, but also with several value-added services. The main aim of the company is to provide customers with plans that cover all kinds of healthcare problems. Ensuring that quick healthcare is available to policy holders, Apollo Munich provides customers with a simple cashless hospitalization option. Thus on the payment of the premium (and issuance of the policy) customers actually get access to over 4000 world-class hospitals in the Apollo Munich network.

Customers can also use the Healthline to maintain a healthy life. Since prevention is better than cure, customers can call the Healthline and get tips on how to lead a healthy life. The medical helpline also provides customers with several benefits including second opinions, understanding diagnostic conditions, etc.

Apollo Munich provides customers with a lot of benefits in lieu of the premium that is paid. The policy benefits also include coverage for pre- and post-hospitalization expenses, day-care procedures coverage, etc.

Apollo Munich Health Insurance Needs

Health insurance means the financial protection against health risks. The need of health insurance arises when there are long bills to be paid in case of an unexpected event. It helps when there is shortage of funds for the medical treatment. One can get the medical and financial protection in such a situation.

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich health, is a pure health insurance company that works using the expertise of its partners, who are leaders in their respective fields. Its products are intelligently designed looking into the healthcare needs of one and all in India. The health insurance provides coverage against spiraling medical costs and guarantees you secured future.

In addition, Apollo Munich plans not only provide coverage to ‘curative’ needs but also to ‘preventive’ needs so that clients can get the complete health cover. For this purpose, Apollo Munich offers three value-added services along with each product. These are cashless hospitalization, healthline and health risk assessment tool.

Apollo Munich plans incorporate several unique features such as life-long renewal, portability etc. so that the health needs of all individuals can be considered.

When a person falls ill, they have to get hospitalized as quickly as possible. At such times it is not always possible to arrange for funds. Apollo Munich understands this problem that customers face and therefore the company provides customers with the option of cashless hospitalization in more than 4000 network hospitals. The main aim of this facility is to ensure that customers have no problem in getting the needed medical treatment. One does not have to arrange for any kind of funds for the treatment.

In case customers wish to get healthcare in non-network hospitals, the option is open to customers. One can easily use the reimbursement option that is provided by Apollo Munich for this purpose. People need health insurance for a variety of reasons. It is essential that the policy holder can get the needed treatment without bothering about the cost of the treatment. Apollo Munich therefore provides a simple and easy-to-follow claim process for customers. The claim form and claim procedures are available on the company website.

The plans from the company also provide customers with several kinds of coverage options—inpatient, outpatient, daily cash, etc. Apollo Munich thus understands the various health insurance needs of customers and designs plans accordingly.

Apollo Munich Health Insurance Coverage

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, has brought best-in-class products as there are many unique features incorporated in the plans, which makes them exceptional. Each plan has its own coverage limit.

The Easy Health individual plan has coverage limit from Rs. 1,00,000 to Rs. 10,00,000. The Easy Health family plan has coverage limit from Rs 2,00,000 to Rs, 10,00,000, depending upon the premium paid.

The coverage of Apollo Munich plan also include cashless hospitalization, which is one of the facilities offered by plans that give an offer to an insured to avail the treatment, up to the sum assured, in network hospital. One can get the treatment without paying a single penny.

If an insured undergoes treatment in non-network hospital, he/she has to settle the medical bills, which can later be claimed for reimbursement.

There is Easy Travel plan that extend the coverage limit to health risks that arise while traveling. The Personal Accident plan offers shelter to health issues that may arise due to sudden mishap in the life. Thus, Apollo Munich provides you coverage in different spheres of life.

There are many people who need medical insurance, but the problem is that there are very few people as yet, who know about health insurance. The main aim is that people should have the ability to get the needed healthcare at the right time. Apollo Munich provides a number of policies to customers to enable them to get the needed treatments without any hassles. The Maxima Policy from the company provides customers with solutions for all healthcare problems. The plan covers inpatient and outpatient treatments. At the same time the policy also covers an annual health check-up to enable the policy holder to anticipate health problems and monitor their lifestyle.

The Optima Cash plan is a daily cash plan that is targeted to cover the extra costs that arise when a policy holder is hospitalized. With the policies, Apollo Munich ensures that the policy holder does not have any problems in getting the needed medical care. The health insurance coverage provided is sufficient for all the problems that the individual faces. Apollo Munich thus provides comprehensive coverage through all the various plans.

Apollo Munich Health Insurance compare

The privatization of health insurance sector has given chance to many organizations to take initiative in this area. Taking the advantage of the same, many companies have evolved out either as a sole or as a joint venture and had brought a great change in an individuals’ life. As a result, the health insurance market has inundated with myriad of plans and polices such that a person looking for a plan for him/her has so many options that he/she gets confused.
In such a scenario, the best course of action to be taken is to focus on your health needs and then compare the following parameters of the plans-

* Premium
* Exclusions
* Co-payments
* Deductibles
* Exclusions
* Coverage limit
* Benefits
* Features

All the above mentioned factor, if considered will lead you to a better choice and this is what is aimed by Apollo Munich in its plans. The team at Apollo Munich has well thought all these parameters and then designed its products, thus, making it easy for people to buy the plan as per their requirement.

Easy Health plan provides a complete coverage to health risks. Easy travel plan is there into your service to offer you coverage for health risks arising while traveling and Personal Accidental plan to safeguard you against sudden mishaps.

When a person has to compare any kind of health insurance plan, there is always the need to see all the benefits at a glance. Apollo Munich understands this and therefore designs plans accordingly. The plans have a comparison chart that shows all the benefits provided by the plan. The prime benefit of the chart is that all customers can view the policy benefits and the premium of the plans without any problems. When a customer compares the plans, there are several factors that have to be considered.

Apollo Munich also provides customers with value-added services that enable them to stay healthy as far as the preventive healthcare is concerned. The main problem of any medical care problem is that the treatment should be sought quickly. Apollo Munich enables customers to get treatments quickly without any problems. Policy holders simply have to use the health insurance policy’s cashless hospitalization option.

Apollo Munich thus ensures that the customer has a good and comprehensive solution for every kind of medical problem. The plans are all designed to enable customers to easily avail a variety of medical treatments.

Apollo Munich Health Insurance Claim

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, acts in line of its objective to take out the confusion from claims and thus, it affirms details of its claim procedure plainly in the policy wordings of the product.

If a policy holder goes for a treatment in the network hospitals, he/she gets it for free on basis of the health card issued to him/her along with the policy and the Company pays for his/her medical expenses incurred at the time of an unexpected mishap.

But, if an individual goes for a treatment in a non-network hospital, he/she has to settle the bills while walking out from the hospital but these bills get reimbursed later. The process to claim for reimbursement is as follows:-

* Notify the insurer or the concerned TPA by calling at the toll-free number, stated at the back of your health insurance card.
* Tell a representative about the unpleasant incident, you faced. He/she will talk to you about the bills and document to be submitted.
* These documents might include discharge summary, original bills, claim form, a photocopy of the Apollo Munich Health Insurance Card and other documents as mentioned in the policy manuals or told by the representative.
* Fill and submit the claim form at the Third-Party-Administrator (TPA) or the Company’s office. After the claim gets approved, Apollo Munich issues you the cheque against your claim amount, subject to the terms and conditions of the policy selected.

When people think about medical care, the cost of the same is of major concern. The policy wordings and the plan details are all meant to give customers complete comfort in getting the needed claim reimbursed quickly and without any hassles. Apollo Munich ensures that the policy wordings are simple and therefore policy holders can easily understand the conditions under which they can file a claim. With the simple claim process, there is very little confusion at the time of filing the claim.

The claim forms are easily available for download from the company website. This gives customers the advantage of being able to file for a claim as soon as they get the treatment. There is no need to wait and buy or get the claim form. The claim procedure too is given in details on the website thus making it much easier for policy holders to get the needed coverage. Apollo Munich ensures that customers have a simple and easy means to get the needed medical treatment and coverage. The two options of cashless claim and claim reimbursement are designed to give customers the freedom to get treated wherever they wish to.

Apollo Munich Claim Procedure

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, comprehends the need of simple and uncomplicated claim process and therefore, brings the same for its customers. It works in line of its motto—let’s take out the confusion from claim.

Understanding health need of the masses, Apollo Munich has incorporated more than 4000 hospitals in the network provider so that customers can be treated on cashless basis, if required. It is a step ahead to remove the fear of complex claim procedure from the mind of individuals, as there is no need to raise claim for the treatment in network hospitals.

If you undergo treatment in non-network hospital, there is a very easy and uncomplicated claim procedure to reimburse the expenses incurred. Firstly, intimate the company or the TPA by calling at the number mentioned at the back of your health card. Secondly, fill the claim form and attach all the required documents such as original medical bills, doctor’s prescription etc.

As soon as your papers reach office and get approved, the cheque for the same amount is issued and discharged to be delivered at your address.

When a person has to get treated, and does not want to suffer from any form of medical problem, they have to get the needed coverage from health problems. There is an important point of concern that many customers have—people have to arrange for the funds in the case of a reimbursement option. However, when it comes to cashless treatments, customers can get the treatment without bothering to assemble funds. Apollo Munich understands this concern and therefore provides policy holders with access to more than 4000 network hospitals across India. The benefit is actually a value added service which is given to the company.

With such a large network, it is rare that policy holders would find themselves far from a network hospital. One has to simply fill the necessary form and provide a proof of identity or the health card. The network hospital then settles the claim with the company directly. One can also get pre-authorization for the claim. This speeds up the process at the time of hospitalization. Apollo Munich provides customers with truly comprehensive healthcare solutions.

About Munich Health

Munich Health is the new business segment of Germany based Munich Re, leading health insurer and re-insurer. It has more than 5,000 employees and customers in over 40 countries. Munich Re stands for
outstanding solution-based knowledge, steady risk management, financial steadiness and client proximity. Thus, Munich Re creates value for staff, shareholders and customers. In the financial year 2008, the Group, which follows an integrated business model comprising insurance and reinsurance – achieved a profit of €1.5bn on income (generated form premium) of around €38bn. It functions in all lines of insurance, with approximate 44,000 employees throughout the world.