Apollo Munich Health Insurance

Apollo Munich CEO-Proudly Announcing The Association

Apollo Munich Easy Health - Individual Plan

Our Easy Health Individual Health Insurance Plan protects an insured against spiraling medical costs and guards him/her on the path of wellness. It is an extensive cover for medical treatment of accidents and illness, which requires in-patient hospitalization. In addition, it also provides cover against critical illness of an insured.

The Easy Health Individual Health Insurance plan is available in three variants:-

  • Standard
  • Premium
  • Exclusive

Depending upon the variant, the cover may range from 1,00,000 to 10,00,000.

The plan pays in-patient hospitalization and is designed to cover boarding and lodging, anesthesia, diagnostic procedure, surgical appliance, intensive care unit, operation theater, cost of prosthetic and other equipments and devices (if implanted internally during surgical operation), medical practitioner charges, drugs, and other medical procedures as per the policy terms and conditions.

Benefits of an Easy Health Individual Health Insurance Plan:

  • Post-hospitalization—This plan provides cover to an insured for a specific number of days after the patient has been discharged from the hospital, depending upon the terms and conditions of the policy. It may be for 60 days to 90 days, depending upon the situation and the company norms.
  • Pre-hospitalization—It provides coverage to charges that incur 30 days before hospitalization. The same can be increased to 60 days, if informed early.
  • Day care procedures—Apollo Munich provides cover for 140 day care procedures, where inpatient hospitalization is for less than 24 hours.
  • Portability—This feature offers an insured the opportunity to shift their health insurance from some other insurance company to Apollo Munich along with majority of accrued benefits.
  • Cumulative bonus—Policy holders are entitled to a bonus up to some percent, if claim for the money is not made in the entire year, subject to terms and conditions of the policy.
  • Critical Illness Coverage—An optional benefit, with the Exclusive and Premium Plans, that can be availed by the insured as per the policy rules and regulations.
  • Tax benefits—Under section 80 (D) of The Income Tax Act, you can claim tax benefits on the premium amount paid by you.

In addition to the above mentioned benefits, Apollo Munich offers some value added services with this plan. It includes cashless hospitalization, Health Risk Assessment and Healthline.

The value added services have been added simply to ensure that the customer is able to stay healthy always. The Healthline gives customers access to various healthcare tips and means to stay healthy. It is a medical helpline where customers can call and resolve their queries. The doctors give advice to patients to enable them to stay healthy. Customers can also get second opinions and tips on healthcare and lifestyle changes to become healthier.

The Let’s Stay Healthy Portal enables people to stay healthier and therefore remain more updated with their health status. The site provides customers access to Apollo Munich newsletters, Pregnancy Corner, and The My Life Portal. Each of these is designed to give customers complete access to all kinds of healthcare solutions and status updates. Based on a series of questions and answers, My Life is able to give customers and personalized and comprehensive account of their health status and tips to improve the same. The Pregnancy Corner gives new mothers a chance to get all the information about the term and about the baby.

Apollo Munich thus ensures that the Easy Health Plan provides all-round coverage.


  1. I use the Easy Health Plan and it has proved very useful to me. I save tax and get a lot of their other benefits, including using their services which are good for those who want to stay healthy without paying a lot of money for it. The healthline is most useful, since I can call them at any time of the day or night and get whatever medical advice I need.

  2. I have Apollo Muncih's Personal Accident plan and am quite satisfied with the servcies offered.

  3. I have seen many of my friends with group cover from Apollo Munich. The plans are good and I think the extra services too are nice. Healthcare organizations are good. Good blog.

  4. this is one of the best plans that i have come across. It is very vast and includes many medical problems.


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