Apollo Munich Family Health Insurance Plan is a comprehensive health insurance policy that secures the complete family (which includes an insured, his/her spouse, his/her dependent children, and his/her dependent parents) against medical treatment arising from emergencies such as surgeries, accidents and sudden illnesses.
The Easy Health Family Health Insurance Plan is available in three variants. These are:
Depending upon the variant, it may range from 2,00,000 to 10,00,000.
The plan also offers in-patient hospitalization expenses. In addition, it provides cover against various expenses including blood supply, oxygen, intensive care unit, cost of prosthetic, boarding and lodging, diagnostic procedure, operation theater, drugs, medicines and consumable including medical practitioner charges, as per the terms and conditions of the policy.
Benefits of Family Floater Policy
- Cashless facility in more than 4000 hospitals across India
- A single policy to cover your entire family
- Cumulative bonus for every claim-free year.
- Free health check-up
- Pre- and post-hospitalization expenses, depending upon the terms and conditions.
- Tax benefits under Section 80 (D) of the Income Tax Act.
- Coverage for 140 day care procedures, where hospitalization is required for not more than 24 hours.
- Optional additional cover for Critical Illness.
- Healthline—An insured can avail health related counseling, nutrition and diet, consultation from the team of experts with just a phone call.
- Health Risk Assessment—Customers of Apollo Munich are given access to an online Health Risk Assessment tool, which offers wellness recommendation on lifestyle, diet and nutrition regime.
- Cashless hospitalization—Our customers can avail the facility of cashless hospitalization for treatment against the covered disease in our network of hospitals.
Since all Apollo Munich plans are designed to give customers comprehensive coverage, all the plans provide complete coverage for all kinds of family healthcare needs. The main aim of this is to give customers coverage from the likely medical problems. Depending on the variant, certain benefits of the plan may vary. The Easy Health Premium variant offers several coverage factors that are not covered in either the Standard or Exclusive variants. The maternity benefits are offered in Premium and Exclusive but not in the Standard variant.
Thus the variants not just give families the chance to choose the cover amount, but also the coverage type. Apollo Munich also provides several benefits that are aimed at ensuring that the customer stays healthy always. The customers are given easy access to all the value-added services and at the same time can get the needed treatment. Therefore for the premium that is paid, the customer effectively gains a lot in return.