There are myriads of benefits associated with this plan. Some of them are:-
Extensive coverage options
Maxima offer coverage for in-patient and outpatient treatment for both individual and family.
Wide in-patient hospitalization cover
It offers Rs 3,00,000 worth in-patient hospitalization cover for in-patient cover, domiciliary treatment, pre-post hospitalization, organ donor expenses, new born baby, maternity expenses, daily cash for choosing shared accommodation, day care procedures, and emergency ambulance charges. It also offers an insured access to a network of 4000 hospitals, where treatment can be availed on a cashless basis, across the country.
More than 4000 hospitals in the network
Maxima offer an insured consultation in any of the hospitals in the network on a cashless basis. If the consultation is made in any non-network hospital, then an individual can claim for reimbursement of the expenses incurred, up to the sum insured. It also provides coverage for contact lenses, dental treatment, diagnostic tests, and annual health checkups.
Critical Illness Cover (Optional)
It gives a policyholder the flexibility of choosing an optional Critical Illness Cover, depending upon the needs. It provides an additional coverage against 8 specified Critical Illnesses.
Comprehensive Health Check-up
Maxima offer an Annual Health Checkup for free within their network of Apollo Munich hospitals. It is to ensure that an insured person lives in good health/ lives a healthy life and is able to detect and start remedy for any illness at the earliest.
It is a unique plan as there is no age limit for its lapse. An insured can take benefit of the life-long renewal policy.
An insured can take the tax benefits as per the section 80 (D) of the Income Tax act.
Cumulative bonus for claim-free year
An insured is entitled to a certain percent of bonus, as per the terms and conditions, for every claim free year.
The outpatient module of Maxima includes a whole range of OPD treatments that are also known to cause a financial strain on people. The OPD benefits include coverage for problems that do not require hospitalization. These include:
• Dental Treatments
• Contact Lenses
• OPD Consultations
• Pharmacy benefits
Maxima also provides coverage for annual health check-ups. Customers are provided with coupons against which outpatient treatments are provided. These are covered by the customer as and when they are able to get the needed